Visalia · Exeter · Tulare County, California
Chelsea Mangano
REALTOR® and Mortgage Loan Originator
Visalia · Exeter · Tulare County, California
REALTOR® and Mortgage Loan Originator
The Agent
Chelsea Mangano is a REALTOR® with Downtown Realty in Visalia and a licensed Mortgage Loan Originator with NEXA Mortgage, LLC. Six plus years in real estate, co-founder of the Clark Mangano Realty Team, and a practice built around making the first purchase feel less stressful and more empowering.
Meet Chelsea
Two Licenses, One Person
Most buyers run two separate relationships, an agent on one side and a lender on the other, and spend the whole escrow translating between them. Chelsea holds both licenses.
Real Estate
California DRE #02089137, licensed since 2019, working buyers and sellers across Visalia and Tulare County out of the Main Street office.
Home Financing
Licensed by the California Department of Financial Protection and Innovation and authorized to represent NEXA Mortgage, LLC, NMLS #1660690, a broker with access to many lenders rather than one bank’s shelf.
Using Chelsea for both sides is always optional. Where she would act as agent and loan originator in the same transaction, that dual role is disclosed in writing and you remain free to choose any other agent or lender.
Working Together
No call center and no handoffs between an agent and a stranger at a bank. The person who shows you the house can pull your pre-approval, explain the payment and sit with you at signing. For what is available right now in Visalia or Tulare County, call or send a note.
How I Help
Three places to start. The house and the loan are handled by one person, in one conversation.
A patient search across Visalia and Tulare County, with a first time buyer walked through every step.
Explore Buying →
Pricing grounded in what is actually closing on your street, then full Downtown Realty marketing.
Explore Selling →
The loan side handled by the same person, licensed as a Mortgage Loan Originator with NEXA Mortgage.
Explore Financing →Recent Activity
Sold and pending, as recorded on Chelsea’s own public agent record.
Thinking About A Move
A private valuation for your street in Visalia or Tulare County, prepared personally.
Request A ValuationBuying This Year
Know your real number and your real payment before you tour a single house.
Get Pre-ApprovedTransaction details as published on her own public agent record, captured 2026-09-07. Listing photography is added at launch from her own MLS media.
Client Reviews
Send us your reviews, from Google or written notes from clients, and we add them to this section. The copy below shows the placement.
Your real client reviews go here once you send them to us.
A short quote from a first time buyer reads well in this spot, two or three sentences at most.
Reviews rotate automatically, so the newest one a client leaves is the first one a visitor sees.
Your real client reviews go here once you send them to us.
A short quote from a first time buyer reads well in this spot, two or three sentences at most.
Reviews rotate automatically, so the newest one a client leaves is the first one a visitor sees.
Reach
Every listing goes out through the Tulare County MLS and the major portals, then gets worked personally where local buyers actually look.
Tulare County MLS and the portals buyers already use, with photography and copy prepared before day one.
Downtown Realty works Tulare County from two offices, Visalia on West Main Street and Porterville on North Hockett Street.
Buyers can be pre-approved by the same person representing them, which keeps the offer and the loan on one timeline.
Areas Served
Visalia is home base. Downtown Realty covers all of Tulare County from its Visalia and Porterville offices, and Chelsea works with buyers and sellers across the towns below.
Home base, and the market where every one of Chelsea’s recorded sales has closed.
Newer construction, larger lots and the most sought after school boundaries in the city.
Small town feel under the foothills, and the site of her current pending listing.
Value per square foot, newer subdivisions and an easy commute up Highway 99.
Entry price points for first time buyers within minutes of Visalia.
Downtown Realty’s second office market, at the south end of the county.
The Difference
Two licenses, a local brokerage and a practice built around the first time buyer.
California DRE #02089137 and NMLS #2804692. Both licenses are public and verifiable, and both sides can be handled here.
Years of behind the scenes transaction experience before ever taking a client of her own, which shows up in how few surprises come up.
Co-founder of the Clark Mangano Realty Team, with a practice aimed at making a first purchase less stressful and more empowering.
By Appointment
Buying, selling, or just finding out what you qualify for. No pressure and no obligation.
Request A Consultation